Ontario’s insurance coverage has been slashed in the name of savings, not for consumers but for insurers. Coverage for most injuries has been reduced from $100,000 to $3,500 in order to make more profits for insurers who are already turning down half of all claims and clogging up our courts.
http://blogs.windsorstar.com/2013/08/23/mixed-reviews-for-plan-to-reduce-auto-insurance-premiums/