And Ontario’s Negligence Act includes what’s known as ‘joint and several liability.’ Also called the ‘one per cent rule,’ Riley says it means several people can be named in a lawsuit, including municipalities. In cases where other defendants have no money, a city that’s found to be only marginally responsible for an incident can be on the hook for the entire damages award. http://www.northernlife.ca/news/localNews/2013/12/18-municipal-insurance-sudbury.aspx