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Until the citizens of this province recognize that the behaviour of the insurance industry is not acceptable, nothing will change. It is not reasonable for us to be legislated to pay profit to a company while that company withholds its services when required. Anyone involved in a car accident will tell you their lives changed in the “blink of an eye.” Rather than waiting until there are enough people injured in motor vehicle accidents in Ontario to force a change to the system, the healthy citizens of Ontario must demand a change to the Automobile Insurance Act before their lives are changed forever — before they become like Ralph.  http://www.thespec.com/opinion-story/4363491-life-can-change-in-the-blink-of-an-eye/