The 5% discount is applied automatically upon enrolment, and once the policy comes up for renewal – and once the vehicle has passed 125 days and 1,000 km – the discount will be recalculated based on the data collected, note reports The Co-operators, a Canadian-owned co-operative with more than $34 billion in assets under administration. http://www.canadianunderwriter.ca/news/new-co-operators-program-with-ubi-technology-aims-to-reward-safe-drivers-in-ontario/1002964281/