There is a deductible of $30,000 that applies to pain and suffering awards of $100,000 or less.
The Ontario Trial Lawyers Association has since called on candidates and political parties in the ongoing Ontario election campaign to restore the rights of auto accident victims by reducing this deductible. It has also pointed out lawyers are not allowed to tell jurors about the deductible in personal injury jury trials.
http://www.torontosun.com/2014/05/23/bureaucratic-nightmares