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According to a recent report, one of the most hotly debated underwriting factors in U.S. auto insurance is an applicant’s credit history, with some major American insurers reporting a 116 per cent fluctuation in premium on credit data. But would drivers here benefit from underwriters including credit history when calculating auto premium?

http://www.insurancebusiness.ca/news/should-canada-revisit-credit-rating-for-auto-underwriting-178421.aspx