Critics say the technology sounds too Big Brother-ish, or that insurance companies may leverage individual data to hike rather than reduce rates. British insurance analysts quoted in a recent London Telegraph article predicted that drivers who won’t voluntarily install a black-box device will run the risk of being declined insurance.
http://www.ilstv.com/black-box-insurance-users-trade-privacy-for-lower-rates/#.VRwzFI5qRqE