Since its introduction to Ontario’s accident benefit regime in September 2010, the Minor Injury Guideline (“MIG”) has remained one of the most significant barriers for motor vehicle accident victims to obtain sufficient medical and rehabilitation coverage for their injuries. In practice, the impact of the MIG was to create a presumptive medical threshold against injured victims based on vaguely defined criteria in the MIG, and those who fell within this threshold would be subject to a $3,500 benefit limit, down from the non-MIG limit of $50,000 for med/rehab benefits.
http://www.judithhull.com/appeal-preserves-the-debilitating-mig-definition/
Scarlett v Belair Insurance, 2015 ONSC 3635 (CanLII), <http://canlii.ca/t/gjfpn>