Statutory accident benefits (“accident benefits”) are a type of no-fault insurance coverage attached to every automobile insurance policy in Ontario. The law which governs accident benefits is a regulation made under the Insurance Act. The law governing accident benefits was amended for motor vehicle accidents occurring on or after September 1, 2010. These amendments resulted in a dramatic reduction in available accident benefits in cases that do not involve a catastrophic impairment. Except where specified, all references in this paper are to the current legislation. All accident benefits described assume that the insured person has not purchased any optional coverage.
http://oatleyvigmond.com/wp-content/uploads/2015/07/IRB-and-NEB-OBA-Nov-25-2014.pdf?81536c