Many Canadian automobile drivers have now enrolled in usage-based insurance (“UBI“) programs to benefit from a discount on their insurance premiums. Using telematics, UBI programs record several factors such as acceleration, hard braking, mileage driven, time of day travelled and sharp turns to analyze driving behaviour and reward safe driving. New technology now allows smartphone applications to track such driving habits.
http://www.ilstv.com/regulatory-spotlight-on-usage-based-automobile-insurance-in-ontario-and-quebec/