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Speaking to insurance specialists in Toronto on Thursday, A.M. Best Company Inc. analyst Joel Silverthorn discussed the initiative undertaken by the liberal Ontarian government to reduce auto insurance costs. At the same time the government also promised to reduce the costs for auto insurance companies by lowering the mandatory rate for accident benefits.

http://www.shopinsurancecanada.ca/blog/news/2014-saw-a-sizeable-rise-in-the-loss-ratio-in-personal-accident-benefits/