The government promised to reduce automobile insurance rates in Ontario by 15% in the 2013 budget. It has been two years, and Ontarians are not seeing anything close to a 15% rate reduction in their insurance premiums. What we are seeing are significant and continuous cutbacks to insurance coverage, without any real changes from the insurance industry.
http://oatleyvigmond.com/insurance-rates-on-the-rise-as-coverage-declines/#.VeijMH1qS1A