The only way to protect yourself and your family from these devastating changes is to purchase optional accident benefits. The government and the insurance industry are trumpeting the changes as “good news for consumers” because “consumers will have more choice.” However, most people do not realize the importance of accident benefits and will go with the cheapest premium available. They only realize the mistake that they have made when they or a loved one is seriously injured. By that point in time it is too late.
http://www.pialaw.ca/blog/