• FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

IME

Mrs. S and (Lloyd’s) Non-Marine Underwriters 2004-08-03 FSCO 2304

http://www.fairassociation.ca/wp-content/uploads/2013/02/Mrs.-S-and-Lloyds-Non-Marine-Underwriters-2004-08-03-FSCO-2304.pdf

Lloyd’s retained Dr. Paul H. Grant, a general practitioner, to assess the Applicant. In a number of documents, including Explanations of Benefits Payable by Insurance Company, correspondence, and Lloyd’s counsel’s written submissions, Dr. Grant’s reports are referred to as orthopaedic assessments. On Dr. Grant’s reports, under his signature is “Orthopaedics & Sports Medicine” and he entitles supplementary reports as “Orthopaedic Addendum.” The Applicant’s counsel submitted, and I accept, that this is misleading since Dr. Grant is not an orthopaedic surgeon. Dr. D.J. Ogilvie-Harris, an orthopaedic surgeon, confirms this in his July 19, 2002 report. I therefore regard Dr. Grant as a general practitioner and do not accept Dr. Grant’s opinions as orthopaedic opinions.

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