If juries have become cynical it is because the insurance industry spends inordinate amounts of money, and uses Trump tactics, to launch ad campaigns to tell the public about so-called rampant insurance fraud. The public has come to believe that nearly everyone is fraudulent without hearing the perspective of accident victims. Most injured parties have to take on their insurer via a legal battle to receive the income replacement and rehab benefits they require and are obliged to sign “privacy” or confidentiality agreements so they can’t divulge the settlement or how they were treated at mediation or in an examination for discovery.