When a taxicab ran over Ms. Franic-Temple’s feet and ankles, it was undisputed the medical imaging disclosed no fractures were sustained. Notwithstanding this, three years later, an occupational therapist submitted an OCF-18 to State Farm requesting an in-home assessment to determine Ms. Franic-Temple’s need for attendant care, occupational therapy and assistive devices. This OCF-18 listed as injury sequelae, in Part 6, “fracture of foot, except ankle”. The OCF-18 contained further comments which reported Ms. Franic-Temple “fractured the top of her left foot and experienced severe ligament and tissue damage in her right foot”.