A.W. was a pedestrian hit by a car. The car accident occurred February 21, 2015. A.W. sought benefits pursuant to the SABS. He applied for non-earner benefits (NEBs) and funding for treatment, including physiotherapy. These benefits were denied by Allstate, who took the position that A.W. did not meet the test for non-earner benefits. Treatment was denied by Allstate on the basis that A.W. ’s injuries were minor and that he had exhausted the $3500 available for treatment for minor injuries. A.W. applied to the LAT regarding his entitlement to these benefits.