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E. F. was injured in a car accident on December 6, 2015, and sought benefits pursuant to the SABS. He applied for physiotherapy services and a functional abilities evaluation which were denied by RBC, as it held that E.F. had suffered predominantly minor injuries and that treatment fell within the MIG. When the parties could not resolve their disputes, E.F. applied to the LAT.

https://www.deutschmannlaw.com/blog/post/applicant-has-no-pre-existing-medical-conditions-benefits-limited-by-mig-ef-v-rbc-insurance-company