If requested by an accident benefits insurer, a person injured in a car accident “shall” submit to an examination under oath. These examinations can take hours and cover all aspects of the accident, nature of the injuries, the types of benefits claimed, etc. If a request for an examination under oath is made, the insurer must provide to the insured, pursuant to section 33(4)(3) of the Statutory Accident Benefits Schedule (“SABS“), the “reason or reasons” for the examination under oath.
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