The recent Supreme Court of Canada Ruling Sabean v. Portage La Prairie Mutual Insurance Co. represented a win for accident victims. The unanimous seven-judge decision from the nations top court held that the CPP is not a policy of insurance, and that the insurer cannot deduct a NS man’s CPP disability payments from his insurance payments according to the provinces SEF 44 endorsement. In Ontario, this is known as the OPCF-44R.
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