Mr. Almasouwi was injured in a car accident on December 22, 2009. He applied for SABs however when TD terminated certain benefits Mr. Almousawi applied for arbitration at the FSCO. Mr. Almasouwi has undergone a multidisciplinary assessment at the request of TD General to determine if Mr. Almasouwi is catastrophically impaired (CAT assessment), as well as his own CAT assessment.