LM was a pedestrian struck in a car accident on December 21, 2015. She sustained fractures to her right wrist and a right hip requiring surgery. She applied for SABs to Gore who paid LM weekly NEBs from June 2, 2016 up to August 8, 2016, at which point it denied LM was entitled to any further NEBs. When mediation failed LM applied for arbitration to the LAT.