• FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

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Judge rules that Group Insurer must pay after denying Applicant’s Long-term Disability Benefits

Many people are provided long-term disability insurance coverage under their employer group insurance plan.  Such plans provide income replacement benefits in the event that an injury or illness prevents someone from working for an extended time.  To receive long-term disability benefits for the first two years of becoming unable to work, a person must be able to substantiate, through medical reports provided by their physician, that they are unable to perform the necessary tasks of their normal job.  After two years, eligibility requires that a person is unable to perform the required tasks for any job for which they are reasonably qualified, or could be qualified for, given their training, education or experience.

https://www.ilolaw.ca/blogpost/judge-rules-that-group-insurer-must-pay-after-denying-applicants-ltd-benefits

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