How is it that our personal information is so vulnerable to cyberattacks? One attack can expose millions of personal data records, but we are also vulnerable to the privacy policies of the organizations that house our data. The main reason is that we currently use a “one-to-many” oversight mechanism, wherein one organization is responsible for protecting the privacy and security of many individuals. These are the Facebooks, Googles, Apples, Equifaxes and so forth. They all give lip service to protecting our privacy, but whether they actually do so is a function of their corporate culture. But what if there was another way, one that did not require the centralized storage of personal data in repositories?