Changes to the Law since 2010
For most of us, driving is a necessity. All drivers in the province of Ontario must have car insurance. Paying these ever-increasing premiums is also a necessity. Despite the fact that premiums keep increasing, the car insurance policy is shrinking.
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Ugly trend in auto claims so far this year: OSFI data
Federally regulated Canadian property and casualty insurers have paid out $535 million more in auto claims during the first quarter of 2018 than they did during the same period last year, according to financial results posted by Canada’s solvency regulator.
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Car Accidents & Accident Benefits Insurance in Ontario: What you never knew but need to know
Earlier this week I was at lunch with a good friend of mine. He was involved in a car accident a few weeks ago. I (Brian Goldfinger) was the ideal person to lunch with because we could talk about my primary area of practice, personal injury law.
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Devious ways your clients are trying to get better auto rates
Territorial ratings have prompted some Ontario motorists to lie about where they live on their applications in order to get a lower auto insurance rate, so brokers need to caution clients on the importance of telling the truth, a local broker association director warns.
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The Many Hurdles to Recovery for Pain and Suffering in an Auto Accident: 2018 Statutory Deductible Increase
On January 1, 2018, the statutory deductibles and corresponding monetary thresholds increased by 1.6% compared to their 2017 equivalents.
In Ontario, motor vehicle accident claims are governed by the Insurance Act [the “Act”]. Pursuant to the Act, a victim’s compensation is limited where their injuries do not meet a certain statutory threshold, which requires the victim’s injuries to be of a permanent and serious nature. In addition, any amount awarded for non-pecuniary or general damages in court or during settlement negotiations is subject to a statutory deductible.
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ABCs of the degenerative spine
Degenerative changes in the spine have high medical and socioeconomic significance. Imaging of the degenerative spine is a frequent challenge in radiology. The pathogenesis of this degenerative process represents a biomechanically related continuum of alterations, which can be identified with different imaging modalities.
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Left Out: Challenges faced by persons with disabilities in Canada’s schools