2019 Automobile Insurance Legislated and Regulatory Adjustments and Optional Indexation Rates Under the Statutory Accident Benefit Schedule
- the 2019 monetary thresholds and deductibles for determining non-pecuniary tort awards under the Insurance Act and O. Reg. 461/96, Court Proceedings for Automobile Accidents that Occur on or after November 1, 1996
- the 2019 indexation percentage for the Optional Indexation Benefit under section 30 of the Statutory Accident Benefits Schedule – Effective September 1, 2010 (2010 SABS)
- the 2019 indexation percentage for the Optional Indexation Benefit under section 29 of the Statutory Accident Benefits Schedule – Accidents on or after November 1, 1996 (1996 SABS)
- the 2019 indexation percentage and revised deductibles/monetary amounts applicable to claims under the Statutory Accident Benefits Schedule – Accidents after December 31, 1993 and before November 1, 1996 (1993 SABS)
http://www.fsco.gov.on.ca/en/auto/autobulletins/2018/Pages/a-06-18.aspx
Delivery of Expert Reports – A One Time Only Event?
In 2016, significant amendments were made to the Rules of the Superior Courts to address inefficiency and delay in the court system. These included certain provisions to ensure that expert evidence is presented to the court in an efficient manner. A recent case gives an interpretation of one aspect of those rules.
Traffic accidents are eighth leading cause of death globally, according to WHO
TD Insurance denials criticized after others come forward
Lawyer tries to overhaul civil jury process
A Toronto personal injury lawyer is not giving up his fight to reform the province’s civil jury process, despite a setback in the Ontario Superior Court of Justice.
What is legal expense insurance?
Legal expense insurance (LEI) covers various types of legal expenses incurred by the policyholder and is often written on a group basis, according to the Insurance Bureau of Canada (IBC).
[7] Tracey Brown, also known as Tracey Queeley, was employed as an insurance broker by KMI Brokers. She was originally hired in August of 2011. Her employment was terminated by KMI Brokers effective April 23rd, 2013. Ms. Brown commenced an action against KMI Brokers, and its principals alleging, inter alia, wrongful dismissal. It is this action that is almost settled.
[8] Approximately eight months after Ms. Brown was terminated, Aviva Insurance Company of Canada (“Aviva”) commenced an action against Ms. Brown. This action claimed, inter alia, damages for fraud, conspiracy, breach of fiduciary duty and breach of trust in the amount of $150,000.00 as well as costs for the investigation that Aviva had conducted into the conduct of Ms. Brown.
[9] Aviva sought, and obtained, an ex parte Mareva Injuncton from Lederer J. on October 28th, 2013, the same day that Aviva commenced its action. That injunction was granted based in part on an Affidavit sworn by Ms. Mavis Hawes, a Fraud Technical Specialist in Avivia’s Anti-Fraud Management Department.
[10] This injunction was dissolved by Perell J. on November 13th, 2013, but a Certificate of Pending Litigation (“CPL”) was registered against Ms. Brown’s home. Ms. Brown claims that the registration of this CPL caused her to be unable to refinance her home while she was unemployed, and led to the loss of her home.
[11] Ms. Brown brought a counter-claim against Aviva, seeking damages for libel and/or slander, intentional infliction of mental suffering, punitive and aggravated damages.
[12] Aviva defended this action. A portion of Aviva’s Reply and Defence to the Counterclaim reads as follows:
4. Seventeen investigations from Aviva Canada’s Anti Fraud Management Unit were assigned to the investigation.
5. The work of the investigators included: (a) conducting interviews of the insureds and representatives of KMI; (b) reviewing the insurance claims submitted; and (c) conducting verifications on information put forward in the applications for insurance on the policies issued.
10. To the extent that the words set out in statements by Aviva Canada are statements of fact, they are true. To the extent that they are expressions of opinion, they are fair comments made in good faith and without malice on matters of public interest, namely the duty of a licensed insurance broker to carry out the duties honestly, with integrity and in good faith.