• FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

Latest News Articles

February 5, 2019

by Admin2

The Agenda – Fixing Auto Insurance; A Wild Time in Public Office Thursday February 7 at 8 and 11 pm

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Insurance battle after car bursts into flames

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Bike Safety Is Everyone’s Responsibility

Canadians love their bikes. I love my bike!  No matter the season, you’ll find cyclists out on the roads, rain or shine – and even snow (although winter is a bit hardcore for me personally). And why not? Cycling is not only great exercise, it’s a healthy and budget-friendly way to traverse our city streets and avoid the congestion on our roadways – and in our subways too. 
 
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5 Ways to Work With Your Mind to Stop Negative Thoughts

I’ve seen estimates that somewhere around  60 to 80 percent of our thoughts are negative. And if that weren’t bad enough, most of our thoughts are repetitive. I’ve read as high as 98 percent. That’s a lot of negativity. 
 
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2019-001: Assessments and Fees – FSRA consultation continues

Comments Due: 2019-02-25 
 
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Bon Rathwell Howland v. The Estate of Pamela Howland, 2019 ONSC 749 (CanLII), <http://canlii.ca/t/hx806  
 

[92]           Having found that there is a real and substantial risk that Bon will be found incapable of managing his award after he turns 18, I must award compensation based on the likelihood that the risk will materialize and also based on whether he is likely to be incapable for the entire duration of his life.

[93]           It is a certainty that Bon, who is now 14 years old, will require a guardian for property for the next four years, until he turns 18. Based on the evidence, I find that there is a 75 per cent chance that he will also require a guardian for six years from age 18 age to 24 and a 50 per cent chance thereafter.

[94]           I will adopt the five per cent management fee the Court of Appeal recently found in Cadieux to be reasonable and apply it to the amount of Bon’s jury award plus  prejudgment interest and the amount of his SABs settlement. As noted above, the result is $54,000.00. In a somewhat rough and ready effort to adjust this fee to reflect my assessment of the likelihood that Bon will require a guardian in the future, I will assume that Bon’s life expectancy is approximately 80 years[6] and that, as he is now 14, 66 years remain. I will award five per cent of the $54,000.00 for the first four of the 66 years, 75 per cent of five per cent for next six years and 50 per cent of five per cent for the remaining 56 years.

[95]           The result is approximately $30,000.00 which is the amount of the management fee I award to Bon.

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