• FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

Latest News Articles

February 13, 2020

by Admin2

FAIR Submission on Third Party Reports and Medical Experts: Reports and Testimony

Ontario’s courts are bottlenecked with claimants whose files are loaded with poor quality, unqualified or just plain biased medical information. There’s no shortage of statements from Ontario’s judges about the quality of the Third Party Reports and Expert testimony in relation to your members – isn’t it about time you, as Regulator, took an interest in that record? 
 
http://policyconsult.cpso.on.ca/?page_id=12360  Patients speak out at their rough treatment at the hands of Ontario’s IME providers

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Why are Ontarians possibly overpaying billions in auto insurance?

“The companies being regulated expend a lot of money on lobbying and government relations and are able to convince regulators to tread lightly. Politicians are afraid to call the positions of insurance companies…So they take the safe route. I think regulators should call their bluff.”

Average premiums per vehicle have increased by 2.4 per cent between 2010 and 2018, while average claims per vehicle have declined by 10 per cent, the report says.

The OTLA sought out economist Lazar to formulate estimates because insurance companies are not required to publicly report profits from their auto insurance operations in Ontario.

“As Ontarians, we’re not given that information but we’re asked to pay more,” Wynperle says. “There should be greater transparency. That begins with public disclosure.”
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Since the amendments requiring insurance companies to cover the HST were approved June 3, at least two insurance companies — Intact and Belair Direct — publicly announced they will comply. But other major companies have resisted.

“The extent to which a handful of insurance heavyweights continue to thumb their noses at the regulator, the government and their own clients is appalling,” says Paul Harte, a Toronto lawyer who has filed class-action lawsuits against insurance companies. Though the filing of the suits predates the June 3 HST amendments, Harte alleges ongoing HST violations. “Without action to bring greater transparency and accountability to this industry, a number of players will continue to use their wealth and power to the detriment of victims and car drivers.”

As recently as Nov. 26, 2019, Aviva wrote a claimant advising “HST has been included in the limits on this claim.”

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What’s really behind Ontario auto rate increases
 
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Think you’re paying too much for Auto Insurance in Ontario? 

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Ontario’s Auto Insurance Rates are Increasing Up to 11% and Will Remain Among Highest in Canada

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Province gives green light to auto insurance hikes

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Compilation – OTLA

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Should a plaintiff’s failure to get treatment be used to reduce any damages award – Little v. Floyd Sinton Limited, 2019 ONCA 865

The accident occurred on the last day of school in grade 8, Ms. Little had been riding the school bus for several years, was a trained bus patroller, and had been taught how to open the emergency doors. She had been instructed that it was dangerous to jump from the back of the bus when it was moving. 
 
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B.C.’s no-fault insurance system to scrap payments for future earnings

VICTORIA — B.C.’s new no-fault insurance system will freeze compensation for a person’s salary to whatever they were earning at the time of their crash, eliminating the ability in most cases to get extra money for lost future wages. 
 
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Participate in Research

As confirmed by our Masters student research intern Emily Giroux in the video above, your personal experience and insights can help change the world. Whether it’s a quick online survey or a few days in a clinical setting, participating in research advances the science of SCI and helps those living with SCI in any number of important ways. 
 
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Recovering from a concussion: what adults should know

Concussions are injuries to the brain, most commonly resulting after a fall, motor vehicle collision or sports injury. The impact causes the brain to move in the skull, essentially stretching the brain cells and causing chemical changes that trigger symptoms. At the most recent Speaker Series – Concussions & Traumatic Brain Injury: Facts, Fiction and Fundamentals for Prevention and Recovery – occupational therapist Elke McLellan discussed the best tips for adults for recovery and returning to activity safely. 
 

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