Patrick Caughy was left with serious spinal cord injuries after the 2012 fall, but he was denied benefits from his own insurer on the basis that his trip, which occurred late at night while intoxicated, did not meet the definition of an accident.
Patrick Caughy was left with serious spinal cord injuries after the 2012 fall, but he was denied benefits from his own insurer on the basis that his trip, which occurred late at night while intoxicated, did not meet the definition of an accident.