On November 23, 2011, Travis Todhunter was injured when a vehicle collided with the car in which he was traveling as a passenger. A few months later, Mr. Todhunter received the accident report, which contained the following information detailing the circumstances of the accident: the vehicle driven by the defendant lost control; the roads were icy and slippery; there was freezing rain and drifting snow; there was skidding and sliding involved; and the accident occurred on a country road. On May 22, 2012, Mr. Todhunter filed a claim against James Owles, the driver of the vehicle that struck his.