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Recently the media has been full of news about a particular insurance assessor who was caught altering medical reports so that the victim would not qualify for deserved catastrophic (CAT) accident benefits:  http://news.nationalpost.com/news/ontario-doctor-misrepresented-views-on-catastrophic-injuries-to-benefit-insurer-judge-rules 

http://deniedbenefitclaims.com/blog.html