https://www5.fsco.gov.on.ca/AD/5034
Drs. Kavanaugh and Caterer provided reports following their assessments. They also gave evidence. A large part of their income is derived from insurance company assessments. Both do not treat for pain alone. They look for “objective” signs of impairment and try to improve function. Dr. Caterer says that chiropractors who treat pain alone without any “objective” signs of injury are not behaving properly. Treatment for pain alone is not reasonable and necessary. Dr. Kavanaugh says that you don’t get stronger by rubbing body parts, suggesting that massage and physiotherapy are not of much value. These reports do not yield much assistance to the diagnosis of chronic pain by Dr. Wong.[10] I believe the 3 rehabilitation plans are reasonable and necessary.
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Melanie Robbins derives her income from insurance assessments. She performed 2 in-home assessments on the Applicant. Her evidence was strongly influenced by the report of Dr. Kavanaugh. She believed based on the Kavanaugh Report that the Applicant had recovered.