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The civil action, Hamblin v. Standard Life Assurance was commenced after the plaintiff/appellant, Catherine Hamblin was injured in two separate motor vehicle accidents. After the first accident, she applied for, and received long term disability (LTD) payments from a group insurance plan indemnified by Standard Life Assurance, the respondent in this appeal.

https://www.personalinjurylawyerservice.ca/blog/appeals-court-rules-insurer-is-entitled-to-deduct-non-earner-benefits-from-ltd-payments