B. U. was injured in car accident on May 5, 2014. B.U. claims the injuries sustained are not minor and fall outside the Minor Injury Guideline (the “MIG”) limit of $3,500.00 for rehabilitative and medical benefits. B.U. relies on his own examinations, and the insurer’s examinations to support his claim, specifically the submissions surrounding his diagnosis of chronic pain syndrome, psychological impairments, strains, sprains and tendinitis.