When I ask an injured client to explain exactly how they were injured, they often answer in a similar way: “it happened in a split second”. In that split second, an accident victim’s entire life may have changed. They may be severely injured and face months or years of recovery and they may never return to their occupation again. In the worst cases, they may not have survived the incident to explain anything at all. However, in nearly every one of these cases the injured or deceased person is not the only person who is affected in that instant.