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Auto Insurance is big business in Canada. Seventy percent (70%) of people surveyed in our area have at least one car on their policy. With average Ontario premiums of $1458 a year most people think insurance will ‘take car of things’ if they’re hurt in an accident, and that if they’re injured the benefits will be adequate to help through accident recovery, or to live with the injuries. This isn’t true.

https://www.deutschmannlaw.com/blog/post/most-of-us-dont-have-enough-car-insurance-coverage-to-pay-for-accident-recovery