A Toronto lawyer says insurers should factor in the risk of additional expenses when denying coverage after a judge awarded two plaintiffs full indemnity costs following their success in court.
In Hoang v. The Personal Insurance Co., Ontario Superior Court Justice Edward Morgan ordered the insurer to pay the plaintiffs’ entire legal bill of $72,000 after concluding the company was liable for amounts awarded against its insured in favour of the accident victims at a separate trial.
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