The price you pay for auto insurance varies based on the insurance company you select. Don’t assume companies charge the same price for the exact same benefits. By shopping around you may be able to find a lower rate based on your insurer’s claims experience for your risk characteristics, how it rates you as a driver, and the competition it faces. Be a comparison shopper. Talk to your friends and neighbours. Make some phone calls and check websites for on-line quotes. Do your shopping well in advance of when your current policy expires.
http://www.fsco.gov.on.ca/en/a