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The applicant was injured in a car accident on January 19, 2016. He was 25 years old at the time, and was driving on the highway when a car struck the passenger side of his vehicle causing him to hit the centre divider. When Unifund denied claims for benefits pursuant to the SABs the applicant applied to the LAT.

https://www.deutschmannlaw.com/blog/post/applicant-shows-treatment-reasonable-and-necessary-applicant-v-unifund-lat-16-002346