The ramifications of a serious motor vehicle accident go far beyond physical injuries for the parties involved. Far too often, accident victims find themselves enmeshed in an insurance process involving dozens of insurer-ordered medical assessments (IMEs) and fighting their auto insurer for years for treatment and income replacement or non-earner benefits. Recovery becomes secondary to the fight for benefits. Family finances and relationships are affected and depression becomes the norm when we are caught in a major fight to receive the accident benefits for which we pay hefty premiums.
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