News and Views

The article “Cheaper Car Insurance: Ontario drivers will wait two more years” highlights many of the current problems in Ontario’s auto insurance industry. High premiums, fraud, problems with payouts for injuries, claim costs, resolution back-logs, and benefit cuts returning $2B back to insurers are all mentioned. As a rehabilitation provider working in the auto insurance industry, I can confirm that the current product is fraught with problems. However, from the health provider and claimant perspective, affordability is the least of the industry’s problems. Rather, there is growing concern regarding insurer practices that are unfair and deceptive, negligent, involve failed fiduciary duties, and seem to violate the Canadian Charter. Issues with professionals as assessors, and provider contracts are also rampant. This paper will review Ontario’s insurance industry, aiming to highlight the many legal problems surrounding a controversial product that impacts all drivers.  Cheaper Car Insurance Price is the least of the problems by Julie Entwistle