• FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

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Ottawa’s unjust approach to disability insurance

Imagine you have a car accident. You file a claim with your insurance company for the damage to your car. Three months later your claim is denied with little explanation. You appeal the decision, but the bureaucratic process takes years because the insurance company does not hire enough adjusters to handle claims. After raiding your savings to cover the repairs and going through three different levels of appeal, your claim is finally granted — but they only give you a fraction of the actual cost of the damage.

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