Why are insurance rates for drivers higher in Brampton than anywhere else in the province or for that matter across Canada? If you ask insurance companies, they will point to rampant fraud, more accidents and claims as well as the higher cost per claim in Brampton. Is it true? It depends who you ask.
http://www.canindia.com/2015/04/brampton-drivers-continue-to-suffer-high-insurance-rates/