Author Archives: Admin4

Helping blind people navigate

FOR centuries, canes have served blind and partially sighted people well by giving them a means to negotiate the world around them. The only serious upgrade they have undergone dates back to 1921, when a Briton called James Biggs, who had recently lost his sight, painted his own cane white in order to make it easily visible and to alert others to the presence of someone unable to see nearby obstacles. In the opinion of Daniela Rus of the Massachusetts Institute of Technology (MIT), however, the white cane has had its day. Dr Rus would like to replace it with a system that scans its user’s environment and communicates back to him what it sees.

http://www.economist.com/news/science-and-technology/21723097-new-way-assist-those-poor-eyesight-helping-blind-people-navigate?fsrc=scn/tw/te/bl/ed/helpingblindpeoplenavigate

New legislation ensures workers can take at least 10 sick days a year without a doctor’s note

Sick notes for the boss could soon be a thing of the past in Ontario.

Employers will be banned from asking staff for a doctor’s note if they take 10 or fewer days a year under legislation proposed to take effect next January.

https://www.thestar.com/news/queenspark/2017/06/08/sick-notes-to-be-banned-in-ontario-under-proposed-workplace-legislation.html?utm_content=bufferb68d6&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer

Accent: Basic income more harm than help

The program introduced by Ontario Premier Kathleen Wynne’s government will provide a single person with up to $16,989 a year in tax-free government transfers, plus a maximum $6,000 more for people with disabilities (couples will get $24,027). The amount will drop by 50 cents for every extra dollar a recipient earns and by a full dollar if the additional income comes from the Canada Pension Plan or employment insurance.

http://www.thesudburystar.com/2017/06/12/accent-basic-income-more-harm-than-help

Dittmann v Aviva Insurance Company of Canada, 2016 ONSC 6429 (CanLII)

[15]           In the case before me the automobile was being used to allow the Plaintiff to acquire a hot beverage at a drive-through window of a fast food restaurant.  That the beverage might inadvertently spill is a normal incident of the risk created by that use.  Accordingly it cannot be said to have been outside the “ordinary course of things” as would be the case with such intervening acts as a drive-through attendant deliberately throwing hot coffee on the claimant or the claimant falling ill due to impurities in the coffee that was served.  Such intervening acts would not be a normal incident of the risk created by the use of the car and would effectively break the chain of causation.

[16]           When I apply the test for direct causation prescribed in the cases noted above, I am driven to the conclusion that the Plaintiff’s use of the automobile was a direct cause of her injuries.

Conclusion

[17]           The Plaintiff’s impairment is a result of an accident as defined in the Statutory Accident Benefits Schedule.  It follows that she is entitled to the Accident Benefits coverage provided for in her policy of insurance.

The cost of automobile insurance fraud

In 2015, auto insurance fraud cost Ontario consumers an estimated $1.3 billion – 13% of total auto insurance premiums. This considerable cost suggests that thousands of people are committing this type of crime.

http://www.insblogs.com/fraud/cost-automobile-insurance-fraud/7517

Guest column: Ontario needs to be more transparent about auto insurance changes

For two and a half years, Ontario’s Ministry of Finance and its rate regulator — the Financial Services Commission of Ontario — refused to release records of the Insurance Bureau of Canada’s efforts to influence and encourage government moves to reduce auto insurance coverage.

http://windsorstar.com/opinion/columnists/guest-column-ontario-needs-to-be-more-transparent-about-auto-insurance-changes

Ontario auto brokers told to look at other products

Few topics get Ontarians more riled up than that of high auto insurance premiums.

However, for insurance brokers, it is a cautioning prediction from Neil Weir, vice president of claims at Gore Mutual, which is likely to provide cause for concern.

http://www.insurancebusinessmag.com/ca/news/auto/ontario-auto-brokers-told-to-look-at-other-products-69993.aspx

Ontario insurers continue to profit from victims of arson

After a heated argument, a Collingwood woman told her husband that their marriage was over. In response, he set fire to their bedroom, causing $160,000 in damage to the house. Thankfully, no one was hurt.

http://otlablog.com/ontario-insurers-continue-to-profit-from-victims-of-arson/

‘Why do I get $863 and he gets $1,128?’: OSDP

Adult children with disabilities living at home often don’t get the maximum disability allowance possible despite repeated requests for more than the basic $863 room and board allowance, says Ottawa special needs and disability estate planning lawyer Kenneth Pope.

http://www.advocatedaily.com/kenneth-pope-why-do-i-get-863-and-he-gets-1128-osdp.html

3 Simple Steps to Understanding Auto Insurance Changes

In all likelihood, your auto insurance policy has renewed since June 1, 2016 or is about to. You may be more or less aware of some changes that were made to the standard insurance coverage.

Accident Benefits were designed to help people get better and return to normal life after being injured in a motor vehicle collision.

http://www.findlaylaw.ca/blog/3-simple-steps-to-understanding-auto-insurance-changes