Author Archives: Admin4

Ontario Chamber of Commerce endorses major changes to auto insurance rate regulation

The Ontario Chamber of Commerce (OCC) is calling on the provincial government to put an end to its existing auto rate filing system, a system the chamber describes as “one of the most costly, onerous, and restrictive in North America.”

http://www.canadianunderwriter.ca/insurance/ontario-chamber-commerce-endorses-major-changes-auto-insurance-rate-regulation-1004113172/

Would you trade privacy for cheaper car insurance? Some Canadians do

It is billed as a way for vehicle owners to reduce their insurance rates, and measures everything from braking practices to speed in order to reward good driving habits.

Even so, Steve Carver has no interest in attaching a telematic device to his car, calling it “an invasion of privacy.”

http://www.cbc.ca/news/canada/nova-scotia/cars-insurance-telematic-device-rates-privacy-1.4104865

Ian Mulgrew: Self-represented litigants get a begrudging break

Treating people without lawyers fairly seems like motherhood-and-apple-pie and the court being asked to do the work of the angels, but you’d never have known it.

That’s because so many self-represented litigants are so difficult to deal with.

http://vancouversun.com/opinion/columnists/ian-mulgrew-self-represented-litigants-get-a-begrudging-break

Applicant has no pre-existing medical conditions – benefits limited by MIG: LAT 16-001038/AABS

E. F. was injured in a car accident on December 6, 2015, and sought benefits pursuant to the SABS. He applied for physiotherapy services and a functional abilities evaluation which were denied by RBC, as it held that E.F. had suffered predominantly minor injuries and that treatment fell within the MIG. When the parties could not resolve their disputes, E.F. applied to the LAT.

https://www.deutschmannlaw.com/blog/post/applicant-has-no-pre-existing-medical-conditions-benefits-limited-by-mig-lat-16-001038aabs

Benefit Cannot Be Denied Before It is Applied For

M. R. was injured in a car accident on December 6, 2013. She applied for Accident Benefits (OCF-1) to Aviva on February 11, 2014, approximately two months after the accident. Aviva responded to M. R.’s Application in Explanation of Benefit, informing her that she would be treated under the Minor Injury Guideline (MIG), and did not qualify for attendant care benefits. It is Aviva’s position that these letters are valid denials of M. R.’s application for attendant care benefits.

https://www.deutschmannlaw.com/blog/post/benefit-cannot-be-denied-before-it-is-applied-for

All healthcare systems and doctors are not created equal

A 70-year-old man with high blood pressure and high cholesterol goes to see Dr. A. Even though the man is otherwise healthy, Dr. A thinks a few pills might bring down his blood pressure so he prescribes hydrochlorothiazide (a diuretic) and ramipril (an ACE-Inhibitor). He also writes a script for rosuvastatin for the high cholesterol. Because high blood pressure and elevated cholesterol are associated with an increased risk of heart attacks, the doctor is trying to reduce those risks. Later, the patient complains about his aching muscles – possibly caused by the statin – so Doc A also prescribes an anti-inflammatory drug. This man has two ‘conditions’ identified and four drugs recommended.

http://commonground.ca/medical-variation/

Anti-poverty activists urge Ontario to focus on poverty reduction, not just basic incomes

Anti-poverty activists in Ontario are calling the provincial government’s announcement of a basic income pilot project for low-income adults a positive first step, but say more must be done to help people living in poverty.

http://rabble.ca/news/2017/05/anti-poverty-activists-urge-ontario-focus-poverty-reduction-not-just-basic-incomes

Brain injury causes impulse control problems in rats

“Few studies have looked at whether traumatic brain injuries cause impulse control problems,” said the study’s lead author, Cole Vonder Haar, a former postdoctoral research fellow in the UBC department of psychology who is now an assistant professor at West Virginia University. “This is partly because people who experience a  are sometimes risk-takers, making it difficult to know if impulsivity preceded the brain injury or was caused by it. But our study confirms for the first time that even a  can cause impulse control problems.”

https://medicalxpress.com/news/2017-05-brain-injury-impulse-problems-rats.html#jCp

Getting Your Legal Bill Assessed?

The more you know, the better you’ll do at a hearing.

Lack of mediation at LAT problematic: Singer

The elimination of mandatory mediation under Ontario’s new Statutory Accident Benefits Schedule was a mistake, Toronto-area personal injury lawyer Darryl Singer tells Law Times.

“It gets rid of a lot of files that then don’t have to go through to an arbitration,” says Singer, principal of Singer Barristers Professional Corporation.

http://www.advocatedaily.com/darryl-singer-lack-of-mediation-at-lat-problematic-singer.html