Author Archives: Admin4

11 Ways To Increase the Serotonin In Your Brain (Naturally)

Seratonin is a neurotransmitter that can influence many things throughout your body like your mood, memory, sleep cycle, and even your sex drive. By increasing the serotonin in your body naturally, you can also enhance your mental state and your motivation.

http://hackspirit.com/11-ways-increase-serotonin-brain-naturally/?utm_content=buffer07e7c&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer

Kushnir v Macari, 2017 ONSC 307 (CanLII)

[13]               On October 4, 2016, the plaintiff sought various conditions with respect to the examinations and sent the defendant a draft order but did not challenge the dates of the assessments. By correspondence dated October 26, 2016 from the defendant and November 1, 2016 from the plaintiff, the parties agreed to the following seven conditions:

1.      The defendant will pay for travel from and between the plaintiff’s home and the examinations, and will reimburse the plaintiff for travel expenses incurred, including overnight accommodations and meals, and that the plaintiff will provide receipts;

2.       The curriculum vitae of each doctor will be produced with their reports;

3.      Neither examination will be audio or video recorded;

4.      An index of medical records or reports provided to the doctors will be produced with the doctors’ reports;

5.      That best efforts will be made to provide the reports within 90 days of the examination, and in any event the defendant will produce the reports to the plaintiff within 10 business days of receiving them;

6.      The doctors will not use a questionnaire; and

7.      The Plaintiff will sign consents approved by plaintiff’s counsel.

[14]               The plaintiff confirmed their agreement with the above terms, but specified that there was one omission that must be addressed which is that the reports must not be ghost written and must be the sole product of Dr. Young and Dr. Ford respectively for their individual reports.  The plaintiff went on to state that this requirement was merely a reiteration of Rule 33.06 (1) which states that the medical report shall be prepared by the examining health practitioner. The wording of this condition in the plaintiff’s draft order sent to the defendant was as follows:

THIS COURT ORDERS that the reports of Dr. Ford and Dr. Young will not be ghost written and that the reports must be the sole work of the doctor and not any other individual(s) and not a report partly written by administrative staff  or other individuals employed by the agency through which the doctor provides expert services.

D.F. and Wawanesa Decision Date: 2017-02-03 Arbitration, Preliminary Issue, FSCO 5136

https://www5.fsco.gov.on.ca/AD/5136

The applicant, D.F. did not succeed in her previous arbitration proceedings with Wawanesa arising from a motor vehicle accident on October 13, 2002.[1] Her current Application for Arbitration raises a catastrophic determination issue and a claim for medical benefits pursuant to the Schedule.[2] Wawanesa advanced affirmative defences as preliminary issues, which are the subject of this hearing.

 

The preliminary issues are:

 

  1. Whether Ms. F. failed to attend and submit to an insurer examination as set out in section 44(9)iii of the Schedule, and if so, is she precluded from proceeding with her arbitration?

 

  1. Whether Ms. F. is estopped from proceeding to arbitration due to a previous arbitral decision?

 

  1. Whether Ms. F. is estopped from arbitrating medical benefits claimed in this Application for Arbitration because they are identical to medical benefits already arbitrated?

 

  1. Whether Ms. F. or Wawanesa are entitled to expenses incurred in respect of this preliminary issue hearing?

 

Critics tired of “foot-dragging” on injured worker discrimination

Ontario’s ombudsman will not launch an investigation into unconstitutional treatment of people with chronic mental stress at the province’s worker compensation board because it anticipates “government direction” on the issue in the next few months, the Star has learned.

https://www.thestar.com/news/gta/2017/02/13/critics-tired-of-foot-dragging-on-injured-worker-discrimination.html

Intact, Allstate disagree on whether accident victims “principally dependent” on policyholder

The Supreme Court of Canada will not hear an appeal over an arbitration ruling in an auto accident benefits priority dispute, where insurers disagreed on whether a claimant was “principally dependent” on the owner of a vehicle.

Mystery shopper scammers sending falsified IBC checks: FSCO

Two fraudulent companies are purportedly conducting a mystery shopper scam, conning consumers into giving up their money using documents deceitfully bearing the Insurance Institute of Canada’s name and logo.

http://www.insurancebusinessmag.com/ca/news/breaking-news/mystery-shopper-scammers-sending-falsified-ibc-checks-fsco-59954.aspx

Man badly injured in 1995 car crash finally reunited with woman who saved his life

An Ontario man badly injured in a car crash more than two decades ago has been reunited with the woman who helped save his life.

http://www.ctvnews.ca/canada/man-badly-injured-in-1995-car-crash-finally-reunited-with-woman-who-saved-his-life-1.3281505

16-000272 v Aviva Insurance Canada, 2016 CanLII 96093 (ON LAT)

http://canlii.ca/t/gx0m0

Overview

 

  1. On October 19, 2016, the Licence Appeal Tribunal (the “Tribunal”) issued a final decision in 16-000272 v Aviva Insurance Canada.

 

  1. 2.On November 9, 2016, the respondent requested a reconsideration of the Tribunal’s decision on the basis that the Tribunal acted outside its jurisdiction in considering and making a finding on an issue that was not in dispute and not before the Tribunal.

 

  1. 3.Specifically, the respondent submits that the Tribunal considered and made a finding on the issue of “Did M. G. suffer predominantly minor injuries in the July 14, 2013 motor vehicle accident?”

 

  1. 4.The respondent requests an amendment to the decision to exclude all references, analysis and findings with respect to the Minor Injury Guideline (“MIG”) issue.

 

  1. 5.On November 30, 2016, the applicant provided submissions in response to this request.

 

  1. 6.For the reasons that follow, I grant the respondent’s request for reconsideration and cancel the Tribunal’s Order in respect of the MIG finding.

How do Canada Pension Plan Disability Benefits impact the IRB?

If received, CPP disability benefits are deductible as other income replacement assistance in calculating the IRB payable. But it is important to understand the interplay with other benefits, and other components of CPP disability benefits that shouldn’t be considered.

http://adsforensics.com/blog/how-do-canada-pension-plan-disability-benefits-impact-the-irb/

FSCO issues warning over mail scam conducted by unlicensed insurance company

The Financial Services Commission of Ontario (FSCO) has issued a warning to consumers about a mail scam conducted involving an unlicensed insurance company called TD Insurance, Melohre Mannex.

http://www.canadianunderwriter.ca/insurance/fsco-issues-warning-mail-scam-conducted-unlicensed-insurance-company-1004108766/