Author Archives: Admin4

Consumers pay the price for insurance fraud: Downs

With personal injury claims on the rise, consumers can expect to pay even more for auto insurance, says Jim Downs, managing director of MKD International Inc.

“When it comes to automobile insurance fraud everyone pays for it,” he tells AdvocateDaily.com.

http://www.advocatedaily.com/jim-downs-consumers-pay-the-price-for-insurance-fraud-downs.html

$65,000 Non-Pecuniary Assessment for “Persistent Myofascial Pain”

In today’s case (Cirillo v. Mai) the Plaintiff was involved in a 2012 collision where her vehicle was struck and pushed into oncoming traffic where she was struck a second time.  The Plaintiff suffered a chronic back injury with symptoms continuing at the time of trial and expected to likely persist into the future.

http://www.ilstv.com/65000-non-pecuniary-assessment-persistent-myofascial-pain/

Those little loopholes in your LTD policy

These LTD policies are written by insurers, to minimize the potential exposure of an insurer, while giving the appearance that you’re getting amazing coverage. For most group and individual policies, you get what you pay for. The cheaper the policy, the cheaper the coverage. But even the best and most ironclad policies are riddled with loopholes which may minimize your potential claim.

http://www.advocatedaily.com/brian-goldfinger-those-little-loopholes-in-your-ltd-policy.html

‘Situation is crisis all the time. There is no plan,’ says Ontario parent of adult son with autism

Ombudsman Paul Dubé is set to release that long-awaited report Wednesday at Queen’s Park. Last year, the ombudsman’s 2014-2015 annual report revealed the investigation had drawn more than 1,300 complaints, including “urgent, disturbing cases where adults with severe special needs were ending up in jail, homeless shelters and hospitals because no care or services were available for them.”

https://www.thestar.com/news/queenspark/2016/08/24/situation-is-crisis-all-the-time-there-is-no-plan-says-ontario-parent-of-adult-son-with-autism.html

Depression: A revolution in treatment?

He said: “Depression and inflammation often go hand in hand, if you have flu, the immune system reacts to that, you become inflamed and very often people find that their mood changes too.

http://www.bbc.com/news/health-37166293

Long-term risks of childhood head injury may include winding up on welfare and premature death

In a study that tracked the life trajectories of more than a million Swedes, young people who sustained a brain injury — including a concussion — before the age of 25 were more likely to have a tougher, and shorter, life than were their uninjured siblings.

http://www.latimes.com/science/sciencenow/la-sci-sn-tbi-long-term-20160823-snap-story.html

Practical Strategies for Experts: Testifying without Fear

Who Should Attend

This conference will be of interest to all experts, health care professionals and those who may be called to testify, regardless of the level of experience.

http://www.pialaw.ca/news-events/events-2/practical-strategies-for-experts-testifying-without-fear/

Gilliland and Echelon 2016-08-15, Arbitration, Preliminary Issue, FSCO 4977

 https://www5.fsco.gov.on.ca/AD/4977

The insurer submitted that the applicant knew or ought to have known that benefits were available to him.  On that basis, it is suggested, the delay in claiming them was unreasonable.  I am not persuaded that that was the case here.  In my opinion, the applicant suffers from an intellectual and emotional incapacity which he credibly testified was caused by the accident of May 2, 2008.  The legislation and the Scheduleare remedial in nature.  The applicant cannot be denied an opportunity to prove his case simply because, in the nature of his condition, he was unable to function at a level that would have allowed him to comply strictly with the Schedule or to obtain meaningful assistance, at an early date, to help him do so.

 

In that regard, I was satisfied from the credible testimony of the applicant that the neurologist to whom he was first referred for diagnosis and care was dilatory, evasive and unforthcoming in dealing with the applicant’s injuries and that the applicant’s reliance upon that individual resulted in delay in filing an accident benefits claim for which the applicant should not be held strictly accountable.

 

I accordingly find that the applicant has provided a satisfactory explanation for his delay in filing and that he was not precluded from filing a claim for mediation by virtue of such delay.

Shop Insurance Canada: Ontario Auto Insurance Premiums Continue to Decline

(ShopInsuranceCanada.ca) says Ontario auto insurance rates will decrease further through the second half of 2016 after a solid second quarter from the FSCO. The industry expert says the government is continuing to lower prices and that is only good news for consumers.

These Are The Hidden Costs Of Living With A Disability

Do you know how much a manual wheelchair costs? Not the kind you buy from the Sears catalogue when you break your leg and need someone to push you around for six weeks. I’m talking about the kind that a paraplegic might need, that offers the correct ergonomic support and fits the lifestyle of the person who will rely on it for years.

http://www.huffingtonpost.ca/jacki-andre/the-hidden-costs-of-havin_b_11647994.html