Author Archives: Admin4

Meeting The Definition Of “Accident” As Defined In The SABS

The recent appeal decision of Director’s Delegate Evans in Salamone and Aviva (Appeal Order P15-00072, June 16, 2016) considered whether or not a heart attack, while driving, which resulted in a car accident and injuries, qualified as an “accident” for the purposes of claiming accident benefits under the Statutory Accident Benefits Schedule.

http://www.mondaq.com/canada/x/515766/Insurance/Meeting+the+Definition+of+Accident+as+Defined+in+the+SABS

What to do (and not to do) in the Event of an Auto Accident.

Whether it’s January or July, the risk for an accident is always present when we hit the roads.

If you happen to be involved in a crash, here’s what you should do, and not do.

http://blog.caasco.com/automotive/what-to-do-and-not-to-do-in-the-event-of-an-auto-accident2/

Car insurer’s fraud effort drives good customer away: Mayers

Insurance companies are in the business of assessing risk; based on that, they set their prices. In the GTA, Brampton and Scarborough are higher-risk places to insure a car, because insurance companies have a higher claims experience there. So you pay more for car insurance if you live there.

https://www.thestar.com/business/personal_finance/insurance/2016/08/02/car-insurers-fraud-effort-drives-good-customer-away-mayers.html

Motor Vehicle Insurance Laws Specific to Ontario, Canada

Under the Canadian No-fault law, car accident victims are allowed to sue the other party for damages in addition to the insurance settlement. Insurance companies pay benefits out according to the Statutory Accident Benefits Schedule (SABS), but these payments may not be enough to remedy expenses in a fault MVA. In the rare case that neither party has insurance, the Motor Vehicle Accident Claims Fund takes care of the injured party’s expenses.

http://www.newsinsurances.co.uk/motor-vehicle-insurance-laws-specific-to-ontario-canada/0169496281

New Rule 48.14

Effective January 1, 2015, a new Rule 48.14 brought significant changes to the administrative dismissal regime in Ontario. After several hundred claims and almost $10 million in claims costs in just three and a half years, LAWPRO was happy to see old Rules 48.14 and 48.15 revoked
http://www.practicepro.ca/practice/pdf/Rule48-Toolkit.pdf

Ontario War On Addiction Needlessly Targets Seniors And Disabled

Beginning in January 2017, Ontario will no longer cover the cost of higher doses of certain pain medications on its drug benefit formulary. The formulary covers the cost of drugs for senior citizens and the disabled. Those on higher doses will have to pay for these prescriptions themselves or have their doctors prescribe lower doses in sufficient quantity to make up for the single pill or long-acting patches they get now.

http://www.huffingtonpost.ca/marvin-ross/opioid-addiction-ontario_b_11294114.html

Advocates say to government: Hands off our assets

The protest, orchestrated by Association of Community Associations for Reform Now, was an attempt to get the province to increase the employment income before the money is clawed back from Ontario Works and Ontario Disability Support Program clients.

http://www.ottawacommunitynews.com/news-story/6789377-advocates-say-to-government-hands-off-our-assets/

Drivers still liable in accidents, even in near driverless cars, says Canadian law firm Borden Ladner Gervais

Until Canadians own cars that truly drive themselves, they can forget getting off the legal hook if they’re in an accident with a vehicle that still has a steering wheel, suggests a report from Canada’s biggest law firm.

http://www.canadianunderwriter.ca/insurance/drivers-still-liable-accidents-even-near-driverless-cars-says-law-firm-1004097572/

‘Army of unpaid caregivers’ should be compensated for senior care: Survey

The EKOS survey of 4,127 Canadians — about two-thirds of respondents were over the age of 55 — found that 60 per cent supported government financial assistance for caregivers who have to change or scale down their work because of care-giving responsibilities.

http://ottawacitizen.com/storyline/army-of-unpaid-caregivers-should-be-compensated-for-senior-care-survey

Traumatic Brain Injury: Why You Get So Cranky, Irritated, & Overwhelmed

Is brain injury making you cranky & irritable? Is your ability to cope with sensory stimulation non-existant? This video will explain why and also tell you what to do about it! The TBI Coach explains the lack of sensory filters and sensory integration issues for people with concussion and Traumatic Brain Injury and ways to relax the brain so it can function better.

https://www.youtube.com/watch?v=NmmQglMZ-3U&feature=em-share_video_user