Author Archives: Admin4

Important Changes to Auto Insurance

All owners of vehicles in Ontario must purchase a standard auto insurance policy. Effective June 1, 2016, to help make insurance premiums more affordable, the benefits and coverages you receive in a standard auto insurance policy are changing – some have been reduced, and some options for increased coverage have been eliminated or changed.

http://www.fsco.gov.on.ca/en/auto/brochures/Pages/brochure_changes10.aspx

Ontario budget takes aim at insurance fraud

“Auto insurance fraud continues to be a serious problem and has plagued the Ontario auto insurance system costing as much as $1.6 billion a year,” said Kim Donaldson, Vice-President, Ontario, Insurance Bureau of Canada. “We are thrilled to see the Government make the fight against fraud a priority.”

http://www.collisionrepairmag.com/news/insurance/18031-ontario-budget-takes-aim-at-insurance-fraud

Man pays premiums for years after ditching car

Despite having canceled his account, Stanley Brown of Pickering in Ontario, Canada, recently learned he was still paying insurance premiums on the 1994 Plymouth Acclaim he got rid of nearly a decade ago, according to a report by CTV Toronto.

http://www.businessinsurance.com/article/20160226/NEWS06/160229864/business-insurance-off-beat-news-story-ontario-canada-man-stanley?tags=|83|302

Ontario Budget 2016: A strong commitment to social assistance reform

 

In our 2016 pre-budget consultation, we asked for changes that would help more low income Ontarians live in good health and dignity, as well as move toward a modern income security system that supports people’s transitions to employment and improve their income security. These were recommendations that were reiterated from our 2015 submission, where we outlined 5 key ideas from the final report of the Commission for the Review of Social Assistance in Ontario, Brighter Prospects, which we wanted to see implemented.

http://www.dailybread.ca/ontario-budget-2016-a-strong-commitment-to-social-assistance-reform/

A Different View

Allegations of interfering with medical care and disregarding the opinions of medical professionals within the ranks of the Workplace Safety and Insurance Board (WSIB) have fuelled a scathing report against Ontario’s workers’ compensation board. A protest held in front of the WSIB’s office in Windsor, Ontario on December 15 followed the release of the report in November.

http://www.ohscanada.com/features/a-different-view/

Brokers should remain educated about auto insurance changes

The Insurance Brokers Association of Ontario (IBAO) announced last month several changes to the auto insurance system in the province. The reforms are designed to reduce the incidence of fraud and abuse in the system, which force up premiums.

http://www.insurancebusiness.ca/news/brokers-should-remain-educated-about-auto-insurance-changes-203651.aspx

How to fight the insurance company after your Long Term Disability Claim has been denied (Ontario)

Making the LTD claim is the first and most difficult step of the process. The paper work is NOT simple, nor is it quick/short. For some, simply getting the LTD claim forms from the employer or the insurer is difficult. They both know that you want the forms to go on disability. And for both employer and LTD insurer alike, this isn’t good news. We see employers and insurers who are sometimes slow or reluctant to get people the forms they need to make an LTD claim.

http://www.torontoinjurylawyerblog.com/2016/02/fight-insurance-company-long-term-disability-claim-denied-ontario.html

The insurance industry was full of reactions about Google’s withdrawal

The insurance industry had a lot to say about what Google did wrong a day after the search engine giant said it would be pulling the plug on its year-long Google Compare experiment selling auto insurance online.

http://www.ilstv.com/insurance-industry-full-reactions-googles-withdrawal/

Attempt to apply legislation retrospectively fails

The issue of the retrospective application of legislative changes was again before the court in the context of automobile insurance rights in Davis v. Wawanesa Mutual Insurance Company [2015] ONSC 6624.

https://www.thomsonrogers.com/resources/attempt-to-apply-legislation-retrospectively-fails/

$60,000 Non-Pecuniary Assessment for Lingering Soft Tissue Injuries

In this week’s case (Olson v. Yelland) the plaintiff was involved in a 2012 rear end collision.  The Defendant admitted fault.  The Plaintiff sustained soft tissue injuries to her neck, mid back and shoulders which continued to pose problems at the time of trial.

http://www.ilstv.com/60000-non-pecuniary-assessment-lingering-soft-tissue-injuries/