Author Archives: Admin4

Social media posts a growing aspect of litigation holds

BOSTON — Information gleaned from social media should be top of mind when lawyers are considering e-discovery requests in litigation matters ranging from personal injury to labour and employment and the corporate sphere, according to a panel of in-house lawyers.

Ontario Auto Insurance: A Legacy of Debt for Taxpayers

In public the government is supportive of the disabled, but in private, in the real world and at Queen’s Park, it is a whole different story. – Rhona DesRoches

http://media.wix.com/ugd/5d2a0d_a6719944e7db435598f1d1007a04a80d.pdf

It Is Easy To Feel Bullish About Intact Financial

Dividends paid per share has risen 10% and 9% the past two years.

Car Insurers Reviewed by Consumers

Insurance companies are rated using three main criteria: Customer Experience, Value for Money and Claim Experience, where consumers can evaluate their insurers on a scale of 1 to 5 stars.  Consumer comments give reviews context and share valuable experience with others.

https://insureye.com/Reviews/Auto-Insurance-Reviews

Attendant Care Moves into the Digital Age

In recent years, the Ontario legislature has slowly eroded accident victims’ access to Attendant Care benefits available under the Statutory Accident Benefits Schedule (SABS). Since 2010, an accident victim must either hire a professional caregiver or prove that his/her attendant has incurred an economic loss – such as lost income – while providing attendant care. Both requirements are fraught with complications. When attendant care in the form of supervision, emotional support, and intermittent assistance is required, it is difficult to hire a professional specifically for that purpose. Furthermore, family members who fill this role may find it difficult to prove a concrete economic loss. Many injured individuals who sustain severe injuries may require supervisory attendant care to ensure their “comfort, safety and security”.

http://otlablog.com/attendant-care-moves-into-the-digital-age/

Inner-Suburban Food Bank Use Soars

Diane Clarke is a single mother of four, living in North Etobicoke. In April 2014, she had to leave her job as a social worker to take care of her oldest daughter, who had become sick. Her $4,000 monthly income was cut down to $1,380; after paying rent, Clarke had less than $200 left over to cover her family’s cost of living. Her small savings quickly dried up, and after three weeks without work, she ran out of food.

http://torontoist.com/2015/10/inner-suburban-food-bank-use-soars/

Social Justice: Recent auto insurance changes make system more complex

In late August, the Ontario government issued a regulation that will revamp statutory accident benefits as of June 1, 2016. Among the many changes is the reduction of medical, rehabilitation, and attendant-care benefits to a maximum of $1 million from an aggregate ceiling of $2 million. Prior to June 1, 2016, victims suffering catastrophic injuries could get up to a maximum of $1 million for medical and rehabilitation benefits and an additional maximum of $1 million for attendant-care benefits. The changes have combined the two and reduced them by 50 per cent.

http://www.lawtimesnews.com/201510194990/headline-news/recent-auto-insurance-changes-make-system-more-complex

How Ontario’s ‘fundamentally broken’ auto insurance hurts brokers: OTLA

Ontario brokers may want to begin demanding that the province implement auto insurance reforms, or else they risk compromising their reputation and future business opportunities, according to the Ontario Trial Lawyers Association (OTLA).

http://www.insurancebusiness.ca/news/how-ontarios-fundamentally-broken-auto-insurance-hurts-brokers-otla-198039.aspx

IBC Dismisses Report Stating That Ontarians Overpay for Auto Insurance

The report pushes strongly for reform to the insurance system to favour the drivers instead of the insurance companies. “We need a critical re-examination of auto insurance in Ontario and the auditor is well positioned to provide a truly independent review. At a minimum, we need to advance the discussion about auto insurance beyond the simplistic idea that the only thing that matters is the price we pay,” says Maia Bent, President of OTLA.

http://www.lowestrates.ca/news/ibc-dismisses-report-stating-ontarians-overpay-auto-insurance-2004

Rough road may await Ontario auto insurers

Ontario automobile, so often the Canadian property and casualty insurance industry’s problem child, is once again in the headlines with the announcement that rates have fallen by just under 7% from August 2013 to August 2015. What makes this problematic for the industry is that the Ontario government initiated a cost and rate reduction strategy in 2013 that called for a 15% reduction by August 2015. The Liberals introduced this strategy in order to win much-needed support for their 2013 budget. At the time, the Liberals were leading a minority government and needed the support of the opposition New Democratic Party in order to pass legislation.

http://www.insblogs.com/auto/rough-road-may-await-ontario-auto-insurers/5945